Terms of Use

1. Acceptance of Terms

By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use the Site.

2. Use of the Site

You may use the Site for lawful purposes only. You agree not to use the Site in any way that could damage, disable, overburden or impair our servers or networks, or interfere with any other party’s use of the Site.

3. Regulatory Status and No Financial Advice

Elish Financial Services LLC is licensed and regulated by the UAE Capital Market Authority (CMA), formerly the Securities and Commodities Authority (SCA), under Licence No. 20200000446 to conduct the regulated activities of Introduction and Promotion.

Information on this Site is provided for general informational purposes only. It does not constitute investment advice, a personal recommendation, financial consultation, an offer to execute a transaction, or a recommendation to buy, sell or hold any financial product.

Elish Financial Services LLC does not execute client transactions, provide brokerage services, manage client portfolios or hold client funds. Any financial products or services promoted through this Site are provided by the relevant regulated financial services provider under its own regulatory authorisation.

4. Intellectual Property

All content on this Site, including text, graphics, logos, images and software, is the property of Elish Financial Services LLC or its licensors and is protected by copyright, trademark and other intellectual property laws. You may not reproduce, distribute, modify or create derivative works without our prior written consent.

5. Third-Party Providers and Websites

The Site may contain information about, or links to, third-party financial services providers, partners and websites. Where Elish promotes or introduces a regulated financial services provider, the relevant financial product or service is provided by that provider under its own regulatory authorisation and subject to its own terms, conditions and disclosures.

A reference or link does not mean that the CMA endorses Elish, the third-party provider, or any promoted financial product or service. Elish is not responsible for the availability, security or independent content of third-party websites. Users should review the relevant provider’s legal, regulatory and risk disclosures before using its services.

6. Limitation of Liability

The Site and its content are provided on an “as available” basis. While we take reasonable steps to ensure that information published on the Site is accurate and current, we do not warrant that the Site will always be available, uninterrupted, error-free or free from harmful components.

To the fullest extent permitted by applicable law, Elish Financial Services LLC shall not be liable for indirect, incidental, special or consequential loss arising solely from access to, use of, or reliance on the Site or its general informational content.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability arising from fraud, wilful misconduct, gross negligence, or any applicable legal or regulatory obligation.

7. Indemnification

To the extent permitted by applicable law, you agree to indemnify Elish Financial Services LLC against losses, liabilities and reasonable costs arising directly from your unlawful misuse of the Site, infringement of third-party rights, or material breach of these Terms.

8. Governing Law

These Terms are governed by the applicable federal laws of the United Arab Emirates and the laws applicable in the Emirate of Dubai. Subject to any mandatory jurisdictional requirements, the courts of Dubai shall have exclusive jurisdiction over disputes arising from or relating to these Terms or the use of the Site.

9. No Client or Advisory Relationship

Accessing this Site, submitting an enquiry, attending an introductory meeting or receiving general information from Elish does not create an investment advisory, brokerage, portfolio-management or other financial-services relationship with Elish. Any relationship concerning a promoted financial product or service will be established separately with the relevant regulated financial services provider and will be subject to that provider’s onboarding requirements and contractual documentation.

10. Privacy

Personal information collected through the Site will be processed in accordance with our Privacy Policy. By submitting information through the Site, you acknowledge that you have reviewed the Privacy Policy.

11. Intended Audience and Availability

The Site is intended for persons who are at least 18 years old and legally capable of using it. Information on the Site is not directed to any person or jurisdiction where its publication, availability or use would be contrary to applicable law or regulatory requirements.

12. Changes to These Terms

We may update these Terms of Use from time to time. The updated version will be indicated by a revised “Last updated” date. Your continued use of the Site after any changes constitutes acceptance of the revised terms.

13. Severability

If any provision of these Terms is found to be unlawful, invalid or unenforceable, the remaining provisions will continue in full force and effect.

14. Contact Us

Questions concerning these Terms may be sent to Elish Financial Services LLC at info@elishfinancial.com, Business Bay, Dubai, United Arab Emirates.